| When
to Apply
Students must apply every year. It
is important to apply early, preferable before March 1.
College
Eligibility Guidelines
HCTC offers students a variety of financial assistance
programs including grants, student employment, scholarships, and
loans. To be eligible for financial assistance, a student must:
- Be
a U.S. citizen or eligible non-citizen
- Complete,
submit, and have processed the FAFSA (Free
Application for Federal Student Aid).
- Be
degree seeking
- Have
a completed admissions file including:
- Completed
KCTCS Admission Application
- Verification
of high school or GED graduation
- ACT
Test Score (or COMPASS for placement)
- Official
academic transcripts from all previously attended post-secondary
institutions
NOT
in default of any federal student loans. NOT in repayment of a financial
aid grant. Meet the KCTCS Standards of Academic Progress (SAP).
Students who are not high school or GED graduates may establish
eligibility for financial aid under provisions of Ability to Benefit
federal guidelines. To establish eligibility the student must take
the COMPASS placement exam and score at the level indicated in the
chart below.
| Writing
Skills |
32 |
Reading
|
62
|
Pre
Algebra Numerical Skills |
25
|
Federal
Pell Grant
This grant
is an award to help you pay for the cost of attending HCTC. The
Pell Grant is not a loan and does not have to be repaid as long
as students maintain satisfactory academic progress. You must apply
for a Pell Grant before you can be considered for any additional
federal financial aid. The amount you are awarded will depend on
your Expected Family Contribution, the cost of your education at
HCTC and the number of semester hours in which you are currently
enrolled.
Federal
College Work Study
The College Work Study program provides employment
opportunities for those students who qualify. Qualifications for
the College Work Study Program are based on the information submitted
in a processed FAFSA. Work Study employment is based on a 12.5-hour
workweek. Students working in the program are paid a wage of $6.25
per hour. When possible, students employed in the work-study program
are placed in employment related to their course of study. Employment
applications for the College Work Study program are available in
the Financial Aid Offices.
Scholarships
HCTC is
pleased to offer many scholarship opportunities to their students.
The processing of scholarships is handled by the HCTC Office of
Resource and Community Development. Application to the HCTC Scholarship
program requires the completion of the FAFSA (financial aid application)
and the HCTC Scholarship Application. For more information call
the Office of Resource and Community Development at (606)
436-5721 or 800-246-7521, extension 73072.
College
Assistance Program
CAP is a Kentucky resident's
grant program of additional financial assistance administered by
the Kentucky Higher Education Assistance Authority (KHEAA). Application
for the CAP grant program is completed with the submission and processing
of the financial aid application (FAFSA). CAP grant awarding is
completed during the spring and summer each year before a new school
year starts. Priority consideration for CAP grant awards is given
to students submitting the FAFSA by March 15 each year. Community
and Technical College students are allowed a total of 5 semesters
of assistance from the CAP grant program. Students must be enrolled
in a minimum of six credit hours to qualify. Eligibility notices
from KHEAA are based on raw data and may change if initial application
data is corrected.
KEES
The Kentucky Educational Excellence Scholarship
(KEES) is sponsored
by the Kentucky Higher Education Assistance Authority (KHEAA). Students
can earn scholarships based on their Grade Point Average (GPA) for
each year of high school and bonus awards based on their highest
ACT score achieved before graduating from high school. Students
have five years from the date of high school graduation to use eight
semesters of eligibility. Students enrolled in an approved five-year
program will have six years to use ten semesters of eligibility.
Students with general questions regarding the KEES program should
contact KHEAA by e-mail at kees@kheaa.com.
Federal
Supplemental Educational Opportunity Grant (SEOG)
This federal
grant provides additional assistance to attain an undergraduate
education if you have exceptional financial need. Application for
the SEOG grant program is completed with the submission and processing
of the financial aid application (FAFSA). SEOG awarding is completed
during the spring of each year before the start of school year in
August. SEOG awards are not loans and do not have to be repaid.
Students must be enrolled in a minimum of 6 credit hours to qualify.
Student
Loans
Students
receiving Pell less than tuition may seek additional help by applying
for a student loan. HCTC participates in the Federal Family Education
Loan (FFEL) Program. Students enrolled in six credit hours or more
may seek low-interest student loans. Students making application
and receiving student loans must understand the loans are to be
repaid. Interest rates for student loans will not exceed 8.25 percent.
Students may apply for student loans in the financial aid office.
Applications are reviewed for financial aid status and previous
academic progress. Students must have a processed FAFSA (financial
aid application), completed loan application, and attend entrance
counseling prior to receiving student loan funds. Student loan applications
and materials may be obtained from the HCTC financial aid office.
Outside
Agency Assistance
Financial
assistance in the form of scholarships, grants, and loans from numerous
outside agencies is also available for those qualifying. An outside
agency information sheet is available in the financial aid office.
Tuition
Waiver Programs
HCTC participates in a number of tuition waiver
programs offering tuition assistance to qualifying students. The
Tuition Waivers generally cover the cost of tuition only. The
following tuition waivers are available to qualifying students:
-
Senior Citizens Waiver (Kentucky residents 65 years of age
or older)
- Adopted
Children Waiver
- KCTCS
Employee/Child Waiver
- Veterans
Waiver
Veterans
and Dependent Waivers
VA education benefits may be paid for the pursuit
of Associate in Arts, Associate in Science, Associate in Applied
Science degrees, diplomas and certificates. In all cases, benefits
are paid only for the minimum program requirements. The amount of
money students receive for education benefits differs for each program
and is based upon veteran, active-duty, reserve, national guard,
or dependent status. For additional information contact one of the
Financial Aid offices listed above.
Repayment
of Financial Aid
Students receiving financial aid (Pell Grants)
that do not complete 60 percent of enrolled classes will be required
to repay a portion of their financial aid. Typically, students enrolled
in 16-week (semester) classes must attend and participate in classes
through the tenth week. Students receiving financial aid and receiving
all grades of "W's" and/or "E's" may be required to repay
a portion of their financial aid.
Textbook
Charges Deferral
Students with complete and payable financial
aid files will be able to charge books in the Bookstore.
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